Foreign Currency Profit and Loss Calculation Summary Tool

Understanding the "Foreign Currency Profit and Loss Calculation Summary Tool"

Important Matters Concerning Foreign Currency Deposits

Your "Foreign Currency Profit and Loss Calculation Summary Tool" consists of three sections: "Unrealized profit/loss", "Realized profit/loss", and "Summary".

Unrealized profit/loss

You can check your unrealized profit/loss (the current valuation minus the total book value) for each product and currency related to your foreign currency-denominated deposits.
The unrealized profit/loss value only represents the value of a potential transaction converted at the current rate. Profits and losses are not realized unless you complete a transaction.

Unrealized profit/loss details

List items	Description
(1)Total unrealized profit/loss	The total Yen-value of the unrealized profit/loss of your currently held foreign currency-denominated deposits.
(2)Deposit types	Savings: Foreign currency savings accounts Time deposit: Foreign currency time deposit (service only available in Japanese) Structured deposit: Currency-linked deposit (Foreign currency start type) (service only available in Japanese)
(3)Balance	Balance (Foreign currency) The balance displayed is the principal amount. For Foreign currency time deposits with forward foreign exchange transactions (service only available in Japanese), the amount displayed in the "Balance (Foreign currency)" column includes the principal amount plus interest (after tax). Balance (Yen-equivalent) The Yen-equivalent value of your Foreign currency savings accounts and Foreign currency time deposits (service only available in Japanese) not involved in forward foreign exchange transactions is calculated using the current exchange rate for each respective currency, and are for reference only. The Yen-equivalent value of your Foreign currency time deposits with forward foreign exchange transactions is calculated using the amount of the principal equivalent and interest (after tax) converted into Yen using the forward exchange rate you set. The Yen-equivalent value of your Currency-linked deposit (Foreign currency start type) (service only available in Japanese) is converted into Yen using the current Yen exchange rate unless the TTM rate is the same as or lower than the special forward exchange rate you set. If the TTM rate is the same as or lower than the special forward exchange rate, the Yen-equivalent value is calculated using the special forward exchange rate.
(4)Average Purchase Rate	Average Yen-value required to purchase one unit of foreign currency as calculated by the calculation tool. Calculation Methods and Examples
(5)Yen-equivalent rate	Sony Bank's exchange rate (TTB) is applied on the date and time displayed in the upper right corner of the screen. If you are a Club S member, your preferential rate will already be applied. For the deposit types "Foreign currency time deposit" (service only available in Japanese) and "Currency-linked deposit (Foreign currency start type)" (service only available in Japanese) with forward foreign exchange transactions, the rate will be displayed as described in the "(3) Balance" section of this table. If you hold a Foreign currency time deposit which includes a forward foreign exchange transaction, and also hold more than one Currency-linked deposit (Foreign currency start type) (service only available in Japanese), the weighted average rate will be displayed.
(6)Unrealized profit/loss	Unrealized profit/loss is equal to the Yen-equivalent of your balance minus the total book value. "Total book value" is the Yen amount required to purchase the foreign currencies you hold.

Realized profit/loss

A summary of your realized profit/loss (foreign exchange profit/loss, interest, etc.) for the last two years, is available. This summary displays all realized transactions on a per currency basis.

Realized profit/loss details

List items	Description
(1)Foreign exchange profit/loss	Calculated foreign exchange profit/loss where the profit/loss was realized by sale, cancellation, etc. in the last two years. Calculation Methods and Examples
(2)Interest, etc. (after tax)	Interest after tax (If you receive foreign currency, the amount is converted into Yen using the TTM of the relevant currency against Yen at the time of the interest payment.)

Summary

You can check all foreign currency deposit transaction details.
The previous two years are displayed by default. If you wish to browse for a different period, enter the year (4 digits) and select "Search".

Summary details

List items	Description
(1)Period	The previous two years are displayed by default. If you want to change the displayed period of the transaction details, enter the year (4-digits) and select "Search".
(2)Results	Number of transactions during the specified period.
(3)Transaction date	Displayed in order of transaction date (oldest to newest).
(4)Comments	Your transaction details are displayed in Japanese. Interest and principal will be displayed separately from maturity and pre-cancelation details for the following products (only available in Japanese): Foreign currency time deposits Currency-linked deposits (Foreign currency start type)
(5)Deposit/withdrawal amount (foreign currency)	Deposits are displayed using a positive number. Withdrawals are displayed using a negative number.
(6)Rate	When a foreign exchange transaction is made, the actual TTS or TTB rate (or the preferential rate if you are a Club S member) applied is displayed. For non-foreign exchange transactions, the TTM at the time of the transaction is displayed. Applied rate details: Transactions against Yen When making Yen-based foreign currency transactions (such as buying foreign currencies, making a deposit in Yen into a Foreign currency time deposit, etc.): we use the TTS to determine the exchange rate. When making foreign currency to Yen transactions (such as selling foreign currencies, canceling Foreign currency time deposits (receiving funds in Yen), etc.): we use the TTB to determine the exchange rate. Transactions between foreign currencies When buying foreign currencies using US Dollars: we use the TTS to determine the exchange rate. When buying US Dollars using other foreign currencies: we use the TTB to determine the exchange rate. Other transactions We use the TTM rate.
(7)Balance (foreign currency)	Foreign currency balance of completed transactions.