Important Matters Concerning High-Risk Products
Club S is a rewards program designed to provide our valuable customers access to greater convenience and benefits at Sony Bank. There are three stages – Silver, Gold and Platinum – which are determined based on your transaction status (including various types of deposits, investment trusts, mortgages and FX).
For benefits offered for products and services that are only available in Japanese, please visit our Japanese language website.
What can my Club S level get me?
- Receive up to four times more cashback on purchases with Sony Bank WALLET!
Earn up to 2.0% cashback on all your payments in Japan. A difference of 1.5% between no level and Platinum level means a difference of 1,500 yen in cashback if your monthly purchases total 100,000 yen.
- Exchange fees as low as
0.04 JPY per USD! 
The biggest concern when it comes to foreign currency trading is often exchange fees. With our Platinum level, you will receive a preferential exchange fee of just 0.04 JPY per USD!
Criteria
Your level is determined based on your account balance and transaction status at the end of the month.
Customers who meet the criteria for a given level will be eligible for the applicable benefits from the second month after meeting the level criteria.
When will my rewards be applied?
Your level will be determined based on your account balance at the end of the month and your monthly transaction status. Your transaction status is currently determined by products and services that are only available via our English online banking. You may also be qualified if you have certain products/services which are only available via our Japanese language website.
Your level will be applied from the second month after which the criteria is met, and preferential benefits will be available for one month.
Assessments for Club S level downgrades occur only twice a year!
Your Club S level is reviewed and you have a chance to upgrade every month. Assessments for Club S level downgrades occur only twice a year, in March and September. For months other than March and September, you will be able to maintain your upgraded level regardless of whether or not your account balance dips below the required level balance criteria due to sudden expenses or the impact of exchange rates.
- Receive up to 2% cashback depending on your Club S level!
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Sony Bank WALLET is a cash card with Visa debit functionality that enables you to make purchases with from both your Foreign currency savings and Yen savings accounts. You can enjoy shopping both inside and outside Japan and withdraw local currency at ATMs worldwide!
In addition, you can receive monthly cashback for purchases in Japan based on your Club S level.A Debit Card Available in 11 Currencies
Sony Bank WALLET
No Account Opening Fee
and Maintenance Fee